REGULATORY & COMPLIANCE ADVISORY — DALLAS, TEXAS
AI-driven RegTech compliance frameworks for financial institutions and fintechs operating in underserved U.S. markets — built to be implemented without an enterprise compliance budget.
4
Component compliance framework, built for phased implementation
$500K–$3M+
Annual compliance cost mid-size banks face without the right infrastructure
6
Technical publications on AI-driven regulatory compliance, in progress
SERVICES
Five services, each mapped to the practical compliance needs of institutions that cannot afford — or do not need — an enterprise-scale compliance department.
01
Design of anti-money laundering and counter-terrorist financing prevention programs tailored to the scale of the institution.
02
Background and integrity review of companies prior to a client's investment or acquisition, assessing corruption and bribery risk.
03
Design of artificial-intelligence-driven systems for the detection of suspicious transactions and financial crime.
04
Review of an institution's regulatory compliance and preparation for a formal regulatory examination.
05
Training for client institution staff on regulatory compliance obligations and emerging AI governance requirements.
METHODOLOGY
Built for resource-constrained institutions to implement in stages, capturing the greatest risk-reduction benefit first rather than requiring a full simultaneous build-out.
Transaction and activity monitoring calibrated to the institution's actual risk profile, avoiding the alert fatigue of one-size-fits-all thresholds.
Every AI-assisted compliance decision maps to a documented, auditable rationale an examiner can trace without depending on a vendor to explain a black box.
A defensible paper trail behind every declined application, frozen account, or decision not to escalate a red flag.
Version-controlled, aggregable records that let an institution reconstruct any historical period under examination on demand.
ABOUT
Ruiz Echeverria Advisory Group was founded to close a specific gap: financial institutions and fintechs serving underserved U.S. markets are exposed to the same rising regulatory expectations as large banks, without the same in-house compliance infrastructure.
The firm's approach combines a legal, regulatory compliance, and financial risk background with the practical application of artificial intelligence to compliance workflows — translating complex regulatory requirements into frameworks institutions can actually implement.
CONTACT
Tell us about your institution's compliance needs. We respond to every inquiry directly.